UK Mortgage Best Buys
Best Mortgage Rates in the UK
Please find below this weeks current Best Buys. The mortgages chosen may also offer further specialist incentives. Mortgage products change througout the year and may not always be available. Your mortgage advisor will be able to offer expert advice and point out any other penalties and terms and conditions attached.
| Home Mover Mortgages | % Rate | Period | LTV | Fee | Early Redemption Charge | APR | Std Rate | |
|---|---|---|---|---|---|---|---|---|
| Abbey | 5.84% | 2 year tracker | 60% | £1,499 | 2% of loan amount for 2 years | 7.10 | 7.09 |  |
| Cheltenham & Gloucester | 5.99% | 3 year tracker | 60% | £995 | 3% of loan amount in year 1; 2% in year 2 & 3 | 7.00 | 7.00 | |
| Abbey | 6.04% | 2 year tracker | 75% | £999 | 2% of loan amount for 2 years | 7.20 | 7.09 | |
| Remortgages | % Rate | Period | LTV | Fee | Early Redemption Charge | APR | Std Rate | |
| Abbey | 5.69% | 2 year tracker | 60% | £1999 | 2% of loan amount for 2 years | 7.20 | 7.09 | |
| Cheltenham & Gloucester | 6.29% | 5 year fixed | 75% | £995 | 5% of loan amount in year 1+2; 4%, year 3; 3%, year 4; 2%, year 5 | 7.00 | 7.00 | |
| Chelsea | 6.49% | 3 year discount | 90% | £995 | 3% of loan amount in year 1; 2%; year 2; 1%, year 3 | 7.40 | 7.24 | |
| First Time Buyer Mortgages | % Rate | Period | LTV | Fee | Early Redemption Charge | APR | Std Rate | |
| Leeds B Soc | 5.75% | 2 year fixed until 31-Aug-2010 | 80% | 3% | 3% of loan in year 1; 2%, year 2 | 7.70 | 7.09 | |
| Alliance & Leicester | 5.89% | 2 year tracker | 75% | 2% | No early repayment charge | 6.9 | 6.49 | |
| Norwich & Peterborough | 6.19% | Lifetime tracker | 85% | £799 | 3% of loan amount for 2 years | 6.40 | 6.19 | |
| Self Certified Mortgages | % Rate | Period | LTV | Fee | Early Redemption Charge | APR | Std Rate | |
| Bank of Scotland | 6.74% | 3 year tracker until 30-Jun-2011 | 70% | 1.5% | 4% of loan amount in year 1; 3%, year 2; 2% until 30-Jun-2011 | 7.70 | 7.35 | |
| Mortgage Express | 6.79% | 3 year tracker | 60% | 1.5% | 3% of loan amount for 3 years | 7.60 | 7.14 | |
| Bank of Scotland | 7.29% | 3 year fixed until 31-Jul-2011 | 75% | 1.5% | 4% of loan amount for in year 1; 3%, year 2; 2% until 31-Jul-2011 | 7.90 | 7.35 | |
| Adverse Credit Mortgages | % Rate | Period | LTV | Fee | Early Redemption Charge | APR | Std Rate | |
| B M Solutions | 8.49% | 3 year fixed until 1-Oct-2011 | 75% | £1399 | 2% of loan amount until 1-Oct-2011 | 9.40 | 8.79 | |
| I-Group | 8.74% | 4 year fixed | 95% | £1795 | 7% year 1, 6% year 2, 5% year 3, 4% year 4 | 9.90 | 9.39 | |
| First National | 8.94% | 2 year fixed | 95% | £995 | 7% of loan in year 1, 6% in year 2 | 10.00 | 9.19 | |
| Buy-To-Let Mortgages | % Rate | Period | LTV | Fee | Early Redemption Charge | APR | Std Rate | |
| The Mortgage Works | 5.39% | 2 year tracker BBR +0.39% | 70% | 3% | No early repayment charges | 7.50 | 7.24 | |
| The Mortgage Works | 6.29% | 2 year tracker BBR plus 1.29% until 31-Aug-2010 | 75% | 1.25% | 5% of loan | 7.50 | 7.24 | |
Rates updated on Friday, 4th July 2008.
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This site is intended for UK residents only. The overall cost for mortgages for comparison is % APR. The actual rate will depend on your circumstances. APR variable and based on a usual case. There may be an additional charge for advise on these loans.
Cheap Mortgages is a trading name of Grovelawn Limited, which is authorised and regulated by the Financial Services Authority.
Grovelawn Limited is Registered in England & Wales number 5030300. Registered Address: 98 Station Road, Sidcup, Kent, DA15 7BY.
Entered on the Financial Services Authority's Register - Register Number: 314204 - Consumer Credit Licence Number: 573287
The Financial Services Authority (FSA) do not regulate some types of buy to let, commercial, overseas mortgages, tax advice and credit or loans not secured on property.